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Spend Or Invest This Black Friday? | The Just Blog

Posted 21st November 18

Black Friday! Spend or Invest?

With more than £10 billion set to be spent this Black Friday by shoppers – and nearly £1000 per shopper world wide – this November may be a good time to consider how your funds are placed and whether Black Friday sales are a good idea for you.

Whilst sales events like Black Friday can be a great time to pick up bargains, the encouragement to spend more can be unhelpful to long term savings goals or financial plans. However, putting aside the amount you would be willing to spend during this event could be the start to a great long-term investing opportunity, potentially contributing more towards your overall financial health in the form of interest and/or other dividends.

With a minimum investment level of only £2,000, the Just Bond could be an excellent alternative to big spending this Black Friday week! Your investment even has the provision for tax-free* saving, through the Just ISA – letting you use your investment as part of your annual ISA allowance.

By using your funds to invest rather than spend, you could support your financial freedom over a long period – potentially giving you an even bigger budget for future Black Friday events! The interest gained over the three year interest period for the Just Bond could also be used for further investments, or as a means of keeping up with national events like Black Friday without using your initial investment.

To start your journey with Just, follow these simple steps:


  1. Read all of our information on this website, we’ve made it as simple as possible.
  2. Submit an enquiry to our team to show your interest in the Bond and ISA.
  3. Our team will be in touch for further information.


*Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

Your capital is at risk. Please be aware when investing that your capital is at risk and the value of your investment can go down as well as up. You may get back less than you invested.

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