As the IFISA market expands in the UK, more and more investment options become available. As the market opens up, there is more choice for investors than ever before. From mini-bond options to P2P investments, we’ve compiled some of the most unusual options here.
P2P platform Tifosy has announced plans to launch its first IFISA which will allow investors to ultimately help fund clubs by investing in mini-bonds, including Norwich City and Fulham. Tifosy aims to assist British and European teams raise new capital, while giving fans an opportunity to earn tax-free* returns while supporting their favourite club. In some cases, investors can also claim ‘benefits’ such as promotion bonuses and club tours.
P2P, asset-based loan lender FundingSecure offers funds based on a range of luxury items including yachts, high-specification vehicles, and jewellery. Alongside property and other more traditional options, the platform promotes innovative lending solutions and a low investment threshold.
Mining Royalties And Streaming
A new avenue for IFISA and bond investors, mining royalties and streaming investment platforms aim to utilise investor funds to contribute to the operation of gold and precious metals mines in Australia and elsewhere – with returns based on the value of the metals extracted during the mining process.
Since it was launched in 2014, HNW Lending has pitched itself as a P2P platform for the for high net worth individuals, and those seeking larger loans or investment amounts – with investors typically offering over £100,000. HNW also offers loans and investment based on specific items, including fine wine collections and classic cars
Since receiving its IFISA licence in 2017, HNW Lending has been able to offer its investors tax-free* returns between eight and 15 per cent, depending on the choices of the investor.
Community Gardens in London
Ethex is a newer IFISA provider who focuses on offering only ethical or socially responsible investment options. Ethex also provides a unique investment opportunity in an IFISA-eligible Energy Garden Community Bond which aims to develop community-owned renewable energy and garden projects across London. Investors can make tax-free* returns of four per cent, and the opportunity has a low minimum investment of only £1,000.
To start your journey with Just, follow these simple steps:
*Tax treatment depends on the individual circumstances of each client and may be subject to change in the future